Investment Vehicles - Where should I keep my money?
Hoarding — Interest growth = 0%
This form of savings does not generate any growth.
Interest growth = small — modest
These are typical checking and savings accounts or money market or online high interest savings accounts or CDs. This is money that is typically considered "liquid" as it can be accessed quickly.
Interest growth = modest — aggressive
These are stocks and bonds and mutual funds ETFs of publicly traded stocks. They are often accessed through investment accounts and 401k/Roth 401k accounts offered through brokerage firms such as Vanguard or Fidelity or Morgan Stanley or several others.
Precious metals - image of precious metals to left and give details
Precious metals, such as gold, silver, platinum, and palladium are popular investments because they stabilize an investment portfolio and hedge against inflation. They are scarce and in demand for industrial usage.
Real Estate - image of real estate to right and give details
Real estate is a solid long-term investment. It not only builds wealth through appreciates over time, it also generates income through rent. It can be leveraged as collateral to borrow capital for other investments. It also has positive tax benefits as the growth is not taxable until it is sold.
Private Equity - image of this to the left and this to be figured out
Private equity is an investment where firms raise capital to acquire and manage private companies, with the ultimate goal of selling them for a profit. These types of investments typically require significant capital commitments over several years. They are excellent as there are many private companies that cannot be accessed through the stock markets.
Crypto Currency
Crypto is a digital form of currency. It is based on a digital blockchain network that is distributed across many computers. It is secured by cryptography and is extremely difficult to counterfeit or double spend. It is risky as it is not regulated, extreme price volatility, and highly susceptible to fraud and hacking. Exercise caution!
